Author Archive

By Ki Gray It’s not just the cold weather across the country that is causing many Americans to hunker down and save instead of spend. No matter what the analysts and the Fed says, unemployment is still at ten percent and the country still feels like it’s in recession, forget the technicalities. The New...
Read more »

By Bruce Guzman Keeping your insurance coverage current – be it home, auto, or health – is critical, regardless of how much you need to cut from your budget. Allowing coverage to lapse, can have serious financial repercussions. A serious illness, major damage to your home or a car accident could force you into...
Read more »

I would prefer answers from people who work in the credit industry and can tell me roughly the number of points, and how long it will take for my score to recover once the new higher available credit kicks in… I know part of your credit score is determined by how much available credit...
Read more »

I have filled out Fasfa but my husband supposedly makes to much. I live in Mississippi & am trying to go back for nursing, but don’t have the money. Half of the financial aid don’t see how much your bills are every month & put that into play! Please help! I want to go...
Read more »

We have our 1st mortgage w/them and are about to refinance at a better rate in the next 30 days. Rumors are going around they are about to declare bankruptcy.
Read more »

By Beth Lyons If you are like most Americans, you know at least one friend who has lost their job in this tough economic time. Even people who are lucky enough to still be working have suffered pay cuts, layoffs and pay freezes. So when financial advisers tell us to get rid of debt,...
Read more »

By Scot Josephson Unfortunately, the currently difficult economy has come home to roost in the lives of many a person. Often the financial problems seem to gain a momentum of their own until we are swept up in a flood of economic troubles. The combined weight of our already stretched credit makes it next...
Read more »

By Greg T McGrath Debt management is perhaps the most important skill you can learn when it comes to finances. Too many people dig their financial holes before they have any real concept of the repercussions, and then they spend the next ten years looking for a way out as older, wiser, and more...
Read more »

By Tony Banks The most effective way to report disputes in your credit report are by sending written letters containing disputing accounts that you want deleted to the three credit bureaus. Take for example; an account older than seven years still exists in your credit report despite the Fair Credit Reporting Act which states...
Read more »

By Belsheba Nyabwa To be able to manage your cash well you need to have financial character. According to psychologist it takes like 21 days for a behavior or habit to become a personal character. Therefore, the habits you form can easily end up control your thoughts in a positive or negative way. It...
Read more »