I would prefer answers from people who work in the credit industry and can tell me roughly the number of points, and how long it will take for my score to recover once the new higher available credit kicks in… I know part of your credit score is determined by how much available credit...
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Tags: Applying, Card, Credit, Down, Much, Score, Will
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By Tony Banks The most effective way to report disputes in your credit report are by sending written letters containing disputing accounts that you want deleted to the three credit bureaus. Take for example; an account older than seven years still exists in your credit report despite the Fair Credit Reporting Act which states...
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Tags: credit dispute letter, Credit Secrets
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The subject of how to raise credit score is one that comes up frequently. For many, finding a solution may prove to be elusive. For others, the process may turn out to be a lot easier than some imagined it to be. The key is simply finding the most common denominators that cause a...
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It’s the New Year and while you’re making your list of resolutions for 2010 it’s important to keep your financial health in mind. Credit card interest has a way of sneaking up on people, building steadily over time. It doesn’t help when you have a much higher rate than usual. The last year has...
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It is standard operating procedure for the lender to verify your credit score whenever you apply for any type of credit, be it for a mortgage or a shopping purchase on a credit card. The credit score, which is a measure of your ability in the past to successfully manage your credit, will be...
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If you have a bad credit record, a bad debt card or even a prepaid credit card are necessary for you to live a normal financial life. Most people cannot live normally without a credit card, and those with poor credit can suffer for the lack of one. Here is why. Let’s take some...
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Copyright (c) 2010 Pamela Williams When applying for a new loan or a new credit card, whether it is for personal use or for a business, it is important to present a good credit history. Business credit history plays is a very important role in the factor in getting approved by a lender. If...
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Tags: Credit
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A bank loan that you applied for was rejected. The bank maintained that your personal credit standing showed that you were a bad risk. The first instance that you apply for credit or a loan a conventional credit record is started. This data consists of your home address and basic information on your job,...
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Tags: Credit
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By Jaden J Jones Some people would act irrationally when they experience debt problems. Problems will get worse when you tend to procrastinate and leave your debt problems aside. In addition, lack of determination is likely to sway your focus on dealing with such problems and you have to bear the consequences of losing...
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Tags: credit card debt
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I currently have two credit cards, but would like to get one final one. I’ve been getting turned down for a few recently that I thought sounded good. What are some good cards and websites where I can get a credit card that almost every gets approved for? I’m young(21) and trying to establish...
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Tags: Almost, Card, Credit, Down, Good, Never, That, Turned, What, Will
Posted in Credit Secrets | 5 Comments »