Credit Secrets

What Matters More Your Credit Score Or The Contents Of Your Credit Report?

February 14, 2010
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If I have a good credit score but still have unpaid collection accounts on my credit report will lenders expect me to pay those before they would give me a mortgage? Or if my credit score is high does that mean they won’t really care about much else?

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How Long Does It Take A Credit Card Company To Process A Credit Card Application?

February 12, 2010
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I just submitted an application for a secured credit card about a week ago and the credit card company debited the $200 from my checking account that I would need for a security deposit and I still haven’t received my credit card yet. When do you expect that I should receive my credit card?

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My Credit Card Balance Is Over 50%. How Long Will It Take My Credit Score To Go Back Up?

February 11, 2010
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Hi. I recently just got my first credit card ever and used it to make a $1600 purchase. The credit limit is $3000, so obviously I’m over 50% of the balance, and I just learned that’s bad for credit scores. I expect to be able to pay off the purchase in the next two...

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No Credit, How Do I Start And What Is A Good Credit Card For A Beginner\r?

February 9, 2010
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I am 20 years old and after trying to get a card for a store I find I have 0 credit history. I have never owned a credit card and want to pick a good one to start bulding credit. Does anyone know a good card to go with that has low interest? Heck...

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What Is The Best Credit Card To Rebuild Credit With A Decent Limit?

February 9, 2010
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I’m trying to raise my credit score with a credit card ,but they are only giving $250 limit with $95 available. Is this worth it? Can someone give me the name of the best credit card company to go after with better limits.

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Does Having A Good Credit Score In Usa Help In Obtaining Better Credit Terms In Canada?

February 8, 2010
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I have a credit score greater than 760 in the US. We are planning to move to Canada and buy a home there. Do Canadian lenders have access to/consider US Credit Score when considering an application for credit?

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Secured Credit Cards: Effective Way To Rebuild Credit

February 7, 2010
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Copyright (c) 2010 Tara Tiemann A credit score is used to determine a person’s credit worthiness. Let us say you are applying for a new credit card or a new loan, your credit score will affect the fees and interest rates the company will offer you. It also plays a role when you are...

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What Matters More The Credit Score Or The Contents Of Your Credit Report?

February 6, 2010
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If I have a good credit score but still have unpaid collection accounts on my credit report will lenders expect me to pay those before they would give me a mortgage? Or if my credit score is high does that mean they won’t really care about much else?

Read more »

How To Increase My Credit Card Limit?

February 4, 2010
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Getting a higher credit limit is one of the nicer things to wish for. Who says a higher limit can’t buy you happiness? However, it is also very important to remember that higher credit limits often involve greater responsibility. For one thing, you have to control your spending as you still have to pay...

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