I would prefer answers from people who work in the credit industry and can tell me roughly the number of points, and how long it will take for my score to recover once the new higher available credit kicks in… I know part of your credit score is determined by how much available credit...
Posts Tagged ‘ Score ’
What Impact Does Closing Credit Cards Have On Your Credit Score?
What impact does closing credit cards have on your credit score? I have a number of credits that I am not using. What impact if any would closing some of these accounts have on my credit score?
What Matters More Your Credit Score Or The Contents Of Your Credit Report?
If I have a good credit score but still have unpaid collection accounts on my credit report will lenders expect me to pay those before they would give me a mortgage? Or if my credit score is high does that mean they won’t really care about much else?
My Credit Card Balance Is Over 50%. How Long Will It Take My Credit Score To Go Back Up?
Hi. I recently just got my first credit card ever and used it to make a $1600 purchase. The credit limit is $3000, so obviously I’m over 50% of the balance, and I just learned that’s bad for credit scores. I expect to be able to pay off the purchase in the next two...
Does Having A Good Credit Score In Usa Help In Obtaining Better Credit Terms In Canada?
I have a credit score greater than 760 in the US. We are planning to move to Canada and buy a home there. Do Canadian lenders have access to/consider US Credit Score when considering an application for credit?
What Matters More The Credit Score Or The Contents Of Your Credit Report?
If I have a good credit score but still have unpaid collection accounts on my credit report will lenders expect me to pay those before they would give me a mortgage? Or if my credit score is high does that mean they won’t really care about much else?
How Do You Lower Your Credit Limit Without Lowering Your Overall Credit Score?
I have only have one revolving credit card, and I have a very high credit score. Because of this overall score they subsequently increase my credit line, even though I don’t ask for or use this revolving line of credit. Question? I have been told if you ask for a credit line decrease they...
What Is The Credit Score Threshold For A Credit Card?
My credit is around 570. I would like to increase it, but I was wondering what the cut off between “bad” & “not so bad, sorta fair” credit was, as I am planning on applying for a card to increase my score RESPONSIBLY. After paying off all of my debt ( which made me...
How Much Of My Credit Card Do I Need To Have Paid To Improve My Credit Score?
When I turned 18 I knew I needed credit cards to grow credit. When I reached the $500 limit on my first card and the $2000 limit on my new card when I found that this was not good for my credit. I hear that as long as you don’t spend more than half...
What Happens To Credit Score If You Close A Store Credit Card?
I have a few store credit cards (Macy’s, Banana Republic, etc) in addition to a major credit card. I want to cancel some of the store credit card, but I don’t know how that effects my credit rating. I think closing credit cards in general lowers credit scores, but what about those store cards?
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